An e-mail address is not required to create or use an FSA ID. However, providing an e-mail address is strongly recommended, as it provides a second security protection (known as “out-of-band” authentication, an industry best practice) for common activities such as unlocking an account, retrieving a forgotten username, or retrieving a forgotten password.
Also, once an e-mail address has been verified, it can be used instead of the username to log in to FSA websites. This is a customer-friendly feature found on many commercial and financial websites in widespread use.
It is important that a single e-mail address be associated only with one FSA ID because the FSA ID is used to electronically sign documents and loan promissory notes, which establish the binding legal obligation for the loan debt. It is extremely important that the person signing these documents be the FSA ID owner, as they are accepting a financial obligation.
Any student, whose parent does not have an FSA ID or a Social Security number, can print the FAFSA signature page for his or her parent to sign and return by mail. Also, the entire FAFSA continues to be available in a paper format.